Financial and Retirement Planning is a collaborative process that helps maximize a Client’s potential for meeting life goals through Financial Advice that integrates relevant elements of the Client’s personal and financial circumstances.

Step 1 – Understanding the Client’s Personal and Financial Situation
Step 2 – Identifying and Selecting Goals
Step 3 – Analyzing the Client’s Current Course of Action and Potential Alternative Course(s) of Action
Step 4 – Developing the Financial Planning Recommendation(s)
Step 5 – Presenting the Financial Planning Recommendation(s)
Step 6 – Implementing the Financial Planning Recommendation(s)
Step 7– Monitoring Progress and Updating

Subject areas of Financial Planning include general financial planning principles, investment planning, retirement savings and income planning, risk management and insurance planning, tax planning, estate planning, and education planning.